Job Descriptions

• Manage and control the profit and loss of retail lending products by balancing portfolio revenues, operating expenses, and credit risk to ensure business growth at a fraction of the economic value.
• Offer products and services (solution) / policy in terms of product characteristics and associated benefits consistent with the customer's value proposition at an acceptable level of risk.
• Manage and explore new digital tools and platforms for cross-channel delivery operations. (Online digital applications, sales to partner customer base) to ensure satisfactory market response.
• Manage and ensure that end-to-end processes, products, and customer service are efficient and consistent with the policies of the Bank of Thailand and other relevant regulatory.
• Evaluate portfolio performance by analyzing and recommending changes in credit criteria/policy to drive improvements in portfolio quality and maximizing profits.

Qualifications

• At least 10 years’ experience in retail lending products (Auto, Mortgage, SSME) and portfolio management
• Have Leadership experience and knowledge of retail Lending products
• Consistently demonstrates clear and concise written and verbal communication
• Strong business acumen, analytical and presentation skills, meticulous, possess drive and initiative
• Able to work effectively independently and in a team
• Ability to work and engage with all levels of the business across function
• Strong business acumen, analytical and presentation skills, meticulous, possess drive and initiative