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Product and Portfolio Management - sSME Digital Lending

Product and Portfolio Management - sSME Digital Lending - July 27, 2021

Job Description

  • Develop and drive products to serve strategic direction. This involves planning and assisting in the development, marketing and distribution of a product
  • Monitor portfolio performance (e.g. first payment default, collection result, portfolio mixed and performance) in order to make sure the product’s performance meets the agreed objective
  • Co-work with Data Science Team to develop a new risk underwriting leveraging transactional data
  • Drive and develop new product program / revisit existing product program and also maintain relevant underwriting criteria
  • Develop User Requirements / Business Requirement Development to support new product
  • Oversee the End-to-End platform / system implementation related to new or enhance existing product program
  • Working with the Go-to-Market team to support material and facilitate product knowledge training
  • Monitor and manage portfolio performance at agreed matrices (e.g. FPD, DPD, Credit risk score mixed) to achieve the business target
  • Drive and monitor collection process to ensure the collection effectiveness and match with target customers – focusing automation process
  • Daily new loan booking tracking vs. GTM channel


  • Bachelor’s or Master’s degree in, business administration, marketing, finance or related fields
  • At least 3 years of experience in product and portfolio management or related field (preferably Banking unsecured product) technology services environment across a range of services
  • Proven experience in ensuring business requirements are supported by appropriate business and operational systems (preferably digital channel experience)
  • Experience in product management and operational automation of supporting processes and tools
  • Excellent analytical, strategic conceptual thinking, strategic planning and execution skills
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