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Follow these techniques to discover unneeded purchases and save money. Even in uncertain times, you can have faith in your budget. These 5 actions can help you gain control of your finances and save for a better future.
After a hard day at work, it can be difficult to muster the energy to prepare a supper. If you frequently dine out, begin the practice of cooking at least twice per week and gradually increase it to three or four times. If you can't do that, set aside some time on Sunday to prepare a couple quick dinners for the coming week. In this manner, when you get home from work, a meal will already be prepared for you.
Likewise with coffee. Even though daily coffee purchases can seem like a tiny outlay, they can quickly drain your bank account. Eliminating this one modest cost can result in annual savings of hundreds or even thousands of baht.
It might be tempting to buy more food than you typically would if you've ever gone grocery shopping without a list or while you're hungry. Before heading to the supermarket, write a list of everything you'll need for the coming week to ensure you don't forget anything and to prevent buying additional items. Making a list ensures that you stay away from temptation and prevents additional unneeded trips. It can also aid in lowering the cost of meal preparation.
Make it a practice to resist impulse purchases. Wait a day or two and see whether you're still thinking about an expensive coat you saw at the mall if you find yourself desiring it. Additionally, as you wait to make the purchase, search online for printable coupons or discount codes from coupon apps that you may use.
Monthly expenses that are routinely renewed are sometimes easy to neglect. It might be time to cancel your gym membership if you have one but have never used it. See if it makes sense to cancel your cable subscription if you have cable but discover that you primarily watch Netflix. Although 200 baht a month for cable TV may not seem like much, that’s 2400 baht a year that you could be saving! Your budget can significantly improve if you cut out unnecessary costs for things you seldom ever utilize.
It could be time to organize your wardrobe and get rid of the things you seldom wear. These items only take up more room and could help you make some extra money.
